![]() “The further you get out, the longer time you have to potentially develop some kind of complications.” “We really don’t know what the tail of this thing looks like,” Pollak said of long Covid. And high rates of mortality and disability will only continue as more people get infected, he said. “We’re seeing the statistics get written as we go, almost,” Micah Pollak, associate professor of economics at Indiana University Northwest, said. It’s a trend “consistent across every player in the business” of insurance.ĭeaths from long Covid have been particularly difficult to track, because the virus may no longer be present at the time of death, but it weakened organs or created fatal new ailments. Insurers are also seeing a rise in disability claims – at first for short-term disability and now for long-term disability, because of both long Covid and delayed care for other illnesses, “because people haven’t been able to get the healthcare that they need because the hospitals are overrun”, Davison said. In addition to deaths from Covid-19, drug overdoses – already one of the leading causes of death for working-age adults – and homicides have also risen during the pandemic. It may not all be Covid on their death certificates, but deaths are up in just huge, huge numbers.” “The deaths that are being reported as Covid deaths greatly understate the actual death losses among working-age people from the pandemic. Many of the deaths aren’t counted in the official Covid tally, he said, because they happen months after Covid infections. ![]() “A one-in-200-year catastrophe would be a 10% increase over pre-pandemic. ![]() Previous crises pale in comparison to the pandemic, Davison said. Hispanic, Black and Native American and Alaska Native populations have been disproportionately affected with high death rates, research shows. There have been an estimated 942,431 excess deaths in the US since February 2020, according to the US Centers for Disease Control and Prevention. ![]() Deaths among older Americans have also increased, with one in 100 Americans over the age of 65 dying. “Death rates are up 40% over what they were pre-pandemic,” he said, among working-age people between 18 and 64. ![]()
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